Since the start of the pandemic, about 3% of retirees between 55 and 64 have re-entered the workforce! If you're thinking of going back to work, or "unretiring," there are a few details you should keep in mind. First, you will not lose your Social Security benefits, but they may change, as John Iammarino explains to Erin Kennedy. Also, if you "unretire," you may have to keep taking Required Minimum Distributions, or RMDs.

If you're thinking about going back to work, it's certainly worth having a conversation with a professional to learn how it could affect your benefits. And if you're nearing retirement age, make sure you work with a professional who can help you create a holistic financial plan that can withstand market volatility. If you do go back to work, you want to do it because you want to, not because you have to.