If you're nearing the age to take Required Minimum Distributions or RMDs, and you want to avoid the extra income and its tax implications, John Iammarino breaks down three strategies to consider. John recommends these strategies to help reduce your tax exposure:

1. Consider the timing of distributions

2. Roth Conversions

3. Qualified Charitable Distributions, or #QCDs

Remember, RMDs are income, so taking those distributions can boost your taxable income and income taxes for the year, which is why strategic tax planning is so important.